Individual and Family Health Insurance
Individual and Family health insurance provides coverage for only one individual or family. The insurance carrier will evaluate your application and health history to determine their risk and your underwritten rate.

There is always a minimum 12 month waiting period for pre-existing conditions. The carrier also has the right to waive, exclude, or decline coverage. For information on waiting periods, READ MORE>

Guaranteed Renewable
Your insurer cannot cancel your coverage if you become sick. If you continue to pay your insurance premium, coverage continues up to maximum benefit.

Full Coverage for Everyone!
If you've been declined or are at risk
of being declined coverage there
are still options. Ask us about the
Illinois Comprehensive Health
Insurance Plan (CHIP).
READ MORE>