The CHCA HMO health plan offers comprehensive coverage for getting well and staying well.   Office visits and prescriptions are just a co-pay away.  This plan offers $0 deductible, 100% coinsurance, and if approved, no waiting periods for pre-existing conditions.  At no additional cost, members also receive a $15,000 life insurance policy, with an additional $15,000 for accidental death and dismemberment (AD&D).  See CHCA benefit summaries for details and rates as well as the application form. 

CHCA also offers a choice of two free-standing dental plans with NO waiting period and include orthodontics (even for adults). 

1. The United Concordia PPO dental plan The PPO plan allows you to select dentists in- or out-of-network, of course coverage is better in-network. See United Concordia PPO benefit summaries for details and rates. 
2. The CompBenefits Advantage Plan (in-network only).    The Advantage Plan allows you to select any network dentist or specialist without referral, but offers no coverage out of network.  See CompBenefits Advantage benefit summaries for details and rates. 

If you elect any one or more of these three plans you must also complete the employer application form which identifies your plan choices and billing preferences. Call 815-609-6715, our agents can help you determine if these plans might meet your needs.